updated on April 1, 2021.
Thank you for joining the
world’s largest online learning marketplace. We at Khata (“Khata Business Academy”, “we”, “us”)
respect your privacy and want you to understand how we collect, use, and share
describes your rights to access, correct, or restrict our use of your personal
Unless we link to a different
the Khata Business Academy websites,
mobile applications, APIs or related services (the “Services”). It
also applies to prospective customers of our business and enterprise products.
By using the Services, you
Policy or any other agreement that governs your use of the Services.
1. What Data We Get
We collect certain data from you directly, like
information you enter yourself, data about your consumption of content, and
data from third-party platforms you connect with Khata Business Academy. We also collect some data automatically, like
information about your device and what parts of our Services you interact with
or spend time using.
1.1 Data You Provide to Us
We may collect different data
from or about you depending on how you use the Services. Below are some
examples to help you better understand the data we collect.
When you create an account and
use the Services, including through a third-party platform, we collect any data
you provide directly, including:
In order to use certain features (like accessing
content), you need to create a user account. When you create or update your
account, we collect and store the data you provide, like your email address,
password, phone number, occupation, skill interests, gender, race, ethnicity,
government ID information, verification photo, age, date of birth, and
account settings and assign you a unique identifying number (“Account
You can also choose to provide profile
information like a photo, headline, biography, language, website link, social
media profiles, country, or other data. Your Profile Data will be publicly
viewable by others.
Parts of the Services let you interact with other
users or share content publicly, including by posting reviews about content,
asking or answering questions, sending messages to students or instructors,
or posting photos or other work you upload. Such shared content may be
publicly viewable by others depending on where it is posted.
When you access content, we collect certain data
including which courses, assignments, labs, workspaces, and quizzes you’ve
started and completed; content purchases and credits; subscriptions;
completion certificates; your exchanges with instructors, teaching
assistants, and other students; and essays, answers to questions, and other
items submitted to satisfy course and related content requirements. If you
are an instructor, we store your educational content which may contain data
If you make purchases, we collect certain data
about your purchase (such as your name and ZIP code) as necessary to process
your order. You must provide certain payment and billing data directly to our
payment service providers, including your name, credit card information,
billing address, and ZIP code. We may also receive limited information, like
the fact that you have a new card and the last four digits of that card, from
payment service providers to facilitate payments. For security, Khata
Business Academy does not
collect or store sensitive cardholder data, such as full credit card numbers
or card authentication data.
If you are an instructor, you can link your
PayPal, Payoneer, or other payment account to the Services to receive
payments. When you link a payment account, we collect and use certain
information, including your payment account email address, account ID, physical
address, or other data necessary for us to send payments to your account. In
some instances, we may collect ACH or wire information to send payments to
your account. In order to comply with applicable laws, we also work with
trusted third parties who collect tax information as legally required. This
tax information may include residency information, tax identification
numbers, biographical information, and other personal information necessary
for taxation purposes. For security, Khata Business Academy does not collect or store sensitive bank account
information. The collection, use, and disclosure of your payment, billing,
payment account provider.
Your Accounts on Other Services
We may obtain certain information through your
social media or other online accounts if they are connected to your Khata
Business Academy account. If you login to Khata Business Academy via Facebook or another third-party platform or
service, we ask for your permission to access certain information about that
other account. For example, depending on the platform or service we may
collect your name, profile picture, account ID number, login email address,
location, physical location of your access devices, gender, birthday, and
list of friends or contacts.
Those platforms and services make information
available to us through their APIs. The information we receive depends on
what information you (via your privacy settings) or the platform or service
decide to give us.
If you access or use our Services through a
third-party platform or service, or click on any third-party links, the
collection, use, and sharing of your data will also be subject to the privacy
policies and other agreements of that third party.
Promotions, and Surveys
We may invite you to complete a survey or
participate in a promotion (like a contest, sweepstakes, or challenge),
either through the Services or a third-party platform. If you participate, we
will collect and store the data you provide as part of participating, such as
your name, email address, postal address, date of birth, or phone number.
If you contact us for support or to report a
problem or concern (regardless of whether you have created an account), we
collect and store your contact information, messages, and other data about
you like your name, email address, messages, location, Khata
Business Academy user ID, refund transaction IDs, and any other
data you provide or that we collect through automated means (which we cover
below). We use this data to respond to you and research your question or
The data listed above is
stored by us and associated with your account.
1.2 Data We Collect through Automated Means
When you access the Services
(including browsing content), we collect certain data by automated means,
Technical data about your computer or device,
like your IP address, device type, operating system type and version, unique
device identifiers, browser, browser language, domain and other systems data,
and platform types (“System Data”).
Usage statistics about your interactions with the
Services, including content accessed, time spent on pages or the Service,
pages visited, features used, your search queries, click data, date and time,
referrer, and other data regarding your use of the Services (“Usage Data”).
An approximate geographic location, including
information like country, city, and geographic coordinates, calculated based
on your IP address.
The data listed above is
collected through the use of server log files and tracking technologies, as
detailed in the “Cookies and Data Collection Tools” section below. It is stored
by us and associated with your account.
1.3 Data From Third Parties
If you are a Khata Business
Academy for Business enterprise or corporate prospect, we may
collect certain business contact information from third-party commercial
2. How We Get Data About You
We use tools like cookies, web beacons, and similar
tracking technologies to gather the data listed above. Some of these tools
offer you the ability to opt out of data collection.
2.1 Cookies and Data Collection Tools
small text files stored by your browser, to collect, store, and share data
about your activities across websites, including on Khata Business Academy. They allow us to remember things about your visits to Khata Business
Academy, like your preferred
language, and to make the site easier to use. To learn more about cookies,
Academy and service providers acting on our behalf (like Google
Analytics and third-party advertisers) use server log files and automated data
collection tools like cookies, tags, scripts, customized links, device or
browser fingerprints, and web beacons (together, “Data Collection
Tools“) when you access and use the Services. These Data Collection Tools
automatically track and collect certain System Data and Usage Data (as detailed
in Section 1) when you use the Services. In some cases, we tie data gathered through
those Data Collection Tools to other data that we collect as described in this
2.2 Why We Use Data Collection Tools
Academy uses the following types of Data Collection Tools for the
You can set your web browser
to alert you about attempts to place cookies on your computer, limit the types
able to use some or all features of the Services, and your experience may be
different or less functional. To learn more about managing Data Collection
Tools, refer to Section 6.1 (Your Choices About the Use of Your Data) below.
3. What We Use Your Data For
We use your data to do things like provide our Services,
communicate with you, troubleshoot issues, secure against fraud and abuse,
improve and update our Services, analyze how people use our Services, serve
personalized advertising, and as required by law or necessary for safety and
We use the data we collect
through your use of the Services to:
4. Who We Share Your Data With
We share certain data about you with instructors, other
students, companies performing services for us, Khata Business Academy affiliates, our business partners, analytics and data
enrichment providers, your social media providers, companies helping us run
promotions and surveys, and advertising companies who help us promote our
Services. We may also share your data as needed for security, legal compliance,
or as part of a corporate restructuring. Lastly, we can share data in other
ways if it is aggregated or de-identified or if we get your consent.
We may share your data with
third parties under the following circumstances or as otherwise described in
We use appropriate security based on the type and
sensitivity of data being stored. As with any internet-enabled system, there is
always a risk of unauthorized access, so it’s important to protect your
password and to contact us if you suspect any unauthorized access to your
Academy takes appropriate security measures to protect against
unauthorized access, alteration, disclosure, or destruction of your personal
data that we collect and store. These measures vary based on the type and
sensitivity of the data. Unfortunately, however, no system can be 100% secured,
so we cannot guarantee that communications between you and Khata Business
Academy, the Services, or any
information provided to us in connection with the data we collect through the
Services will be free from unauthorized access by third parties. Your password
is an important part of our security system, and it is your responsibility to
protect it. You should not share your password with any third party, and if you
believe your password or account has been compromised, you should change it
immediately and contact our Support Team with
6. Your Rights
You have certain rights around the use of your data,
including the ability to opt out of promotional emails, cookies, and collection
of your data by certain third parties. You can update or terminate your account
from within our Services, and can also contact us for individual rights
requests about your personal data. Parents who believe we’ve unintentionally
collected personal data about their underage child should contact us for help
deleting that information.
6.1 Your Choices About the Use of Your Data
You can choose not to provide
certain data to us, but you may not be able to use certain features of the
If you have any questions
about your data, our use of it, or your rights, contact us at firstname.lastname@example.org.
6.2 Accessing, Updating, and Deleting Your Personal Data
You can access and update your
personal data that Khata Business Academy collects and maintains as
6.3 Our Policy Concerning Children
We recognize the privacy
interests of children and encourage parents and guardians to take an active
role in their children’s online activities and interests. Individuals younger
than 18 years of age, but of the required age for consent to use online
services where they live (for example, 13 in the US or 16 in Ireland), may not
set up an account, but may have a parent or guardian open an account and help
them access appropriate content. Individuals younger than the required age for
consent to use online services may not use the Services. If we learn that we’ve
collected personal data from a child under those ages, we will take reasonable
steps to delete it.
Parents who believe that Khata
Business Academymay have
collected personal data from a child under those ages can submit a request that
it be removed to email@example.com.
7. Jurisdiction-Specific Rules
If you live in California, you have certain rights
related to accessing and deleting your data, as well as learning who we share
your data with. If you live in Australia, you have the right to make a formal
complaint with the appropriate government agency. Users outside of the United
States should note that we transfer data to the US and other areas outside of
the European Economic Area.
7.1 Users in California
Users who are California
residents have certain rights under the California Consumer Privacy Act,
(“CCPA”). If you are an eligible California user, included in these rights are:
CCPA has a specific definition
of a “sale” and while Khata Business Academy does not, in the traditional sense, sell your personal
that make non-personally identifiable information available to select
third-parties. To opt out of such a “sale,” click on the “Do Not Sell My
Personal Information” link at the bottom of this page.
To exercise any of these
rights under CCPA, please email firstname.lastname@example.org. CCPA allows you to designate an authorized agent to make
these requests on your behalf. For your protection, we may require that the
request be sent through the email address associated with your account, and we
may need to verify you and/or your agent’s identity before fulfilling your
Additionally, for more
information about the personal information we collect and how we collect it,
please see the sections above entitled “What Data We Get” and “How We Get Data
To learn about the business
and commercial purposes for which your personal information is collected and
the categories of service providers who have access to your personal
information, please see the sections above entitled “What We Use Your Data For”
and “Who We Share Your Data With.”
As a California resident, you
also have the right to request certain details about what personal information
we share with third parties for those third parties’ direct marketing purposes.
To submit your request, send an email to email@example.com with the phrase “California Shine the Light” and
include your mailing address, state of residence, and email address.
Since there is no widely
accepted standard for the browser-initiated Do Not Track signal, we do not
currently recognize or respond to Do Not Track signals.
7.2 Users in Nevada
Khata Business Academy does not sell its users’ personal information or personal data. Nonetheless, Nevada residents have the right to
submit a request that we do not sell your covered personal information, which
you can do by emailing firstname.lastname@example.org.
7.3 Users in Australia
If you are an Australia
resident and you have a complaint, you may refer it to the office of the
Australian Information Commissioner (“OAIC”).
7.4 Users Outside of the U.S.
In order to provide the
Services to you, we must transfer your data to the United States and process it
there. By visiting or using our Services, you consent to storage of your data
on servers located in the United States. If you are using the Services from
outside the United States, you consent to the transfer, storage, and processing
of your data in and to the United States or other countries. Specifically,
personal data collected in the United Kingdom (“UK”), Switzerland, and the
European Economic Area (“EEA”) is transferred and stored outside those areas.
Additionally, if you are located in the EEA, UK, or Switzerland, you also have
the right to lodge a complaint with your data supervisory authority.
Personal data is also
processed outside of the UK, Switzerland, and the EEA by our Khata group companies, or our service providers, including to
process transactions, facilitate payments, and provide support services as
described in Section 4. We use Standard Contractual Clauses adopted by the
European Commission to facilitate transfers of personal data from the EEA to
third countries and have entered into data processing agreements with our
service providers and Khata group companies to restrict and regulate their processing of your data. By
submitting your data or using our Services, you consent to this transfer,
storage, and processing by Khata Business Academy and its processors.
8. Updates & Contact Info
When we make a material change to this policy, we’ll
notify users via email, in-product notice, or another mechanism required by
law. Changes become effective the day they’re posted. Please contact us via
email or postal mail with any questions, concerns, or disputes.
From time to time, we may
notify you via email, through a notification posted on the Services, or as
required by applicable law. We will also include a summary of the key changes.
Unless stated otherwise, modifications will become effective on the day they
As permitted by applicable
law, if you continue to use the Services after the effective date of any
change, then your access and/or use will be deemed an acceptance of (and
Any capitalized terms not
for convenience. If there is any conflict with a non-English version, you agree
that the English language version will control.
If you have any questions,
our privacy team (including our designated personal information protection
manager) at email@example.com.